Pay Ontime is built to help users for paying on time as its name. In Pay Ontime, a calendar will be showing all the events that are created by the user. User can choose different kinds of events to create and notification will be set same time as the user created the event, which means the app will remind at the event happening day. Events include cards, home loan, internet, mobile, home phone, car loan, insurance and other, which covers all the possibilities. User can add event to local calendar, and user can jump from local calendar back to Pay Ontime by tapping the pre set URL.